{"id":4803,"date":"2025-09-24T09:29:07","date_gmt":"2025-09-24T07:29:07","guid":{"rendered":"https:\/\/www.argosassistance.com\/?p=4803"},"modified":"2025-09-24T11:41:35","modified_gmt":"2025-09-24T09:41:35","slug":"sante-numerique-et-assurances","status":"publish","type":"post","link":"https:\/\/www.argosassistance.com\/fr\/sante-numerique-et-assurances\/","title":{"rendered":"Sant\u00e9 num\u00e9rique et assurances"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-7qxm-ed33752156b6fbeb45620ad08d39ba66\">\n.flex_column.av-7qxm-ed33752156b6fbeb45620ad08d39ba66{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-7qxm-ed33752156b6fbeb45620ad08d39ba66 av_two_third  avia-builder-el-0  el_before_av_one_third  avia-builder-el-first  first flex_column_div av-zero-column-padding  '     ><section  class='av_textblock_section av-mazir0zk-56b119362d73d82a0be7ac91287cd855 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><p style=\"font-weight: 400;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-medium wp-image-4810\" src=\"https:\/\/www.argosassistance.com\/wp-content\/uploads\/2025\/09\/Argos_25_set2-300x211.jpg\" alt=\"Digital health \" width=\"300\" height=\"211\" srcset=\"https:\/\/www.argosassistance.com\/wp-content\/uploads\/2025\/09\/Argos_25_set2-300x211.jpg 300w, https:\/\/www.argosassistance.com\/wp-content\/uploads\/2025\/09\/Argos_25_set2.jpg 665w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>Sant\u00e9 num\u00e9rique et assurances.<\/p>\n<p style=\"font-weight: 400;\">Selon la <a href=\"https:\/\/www.sanitainformazione.it\/spesa-sanitaria-pubblica-italia-fanalino-di-coda-gimbe-il-divario-con-europa-e-g7-supera-i-40-miliardi\/?utm_source=chatgpt.com\">Fondation Gimbe<\/a>, en 2024, les <span style=\"color: #000000;\">d\u00e9penses publiques de sant\u00e9 en Italie se sont arr\u00eat\u00e9es \u00e0 6,3 % du PIB<\/span>, le niveau le plus bas du G7 et inf\u00e9rieur \u00e0 la moyenne de l\u2019OCDE (7,1 %) et de l\u2019UE (6,9 %). En 2023, les citoyens ont compens\u00e9 avec 48 milliards d\u2019euros de d\u00e9penses priv\u00e9es, dont 87 % pay\u00e9s directement de leur poche.<\/p>\n<p style=\"font-weight: 400;\">Rem\u00e9dier \u00e0 ces difficult\u00e9s ne sera pas imm\u00e9diat. Parmi les perspectives les plus prometteuses figure la sant\u00e9 num\u00e9rique, fond\u00e9e sur l\u2019utilisation d\u2019outils num\u00e9riques et de donn\u00e9es cliniques.<br \/>\nDe plus, comme le souligne un r\u00e9cent <a href=\"https:\/\/www.ania.it\/documents\/35135\/821258\/L%27innovazione%2Bnella%2Bsanit%C3%A0%2B-%2BReport%2BANIA.pdf\/cdf6f8fa-3e54-6aeb-7970-dc346bd4b26a?t=1758029640741&amp;version=1.0&amp;utm_source=chatgpt.com\">rapport de l\u2019Ania<\/a>, l\u2019association des compagnies d\u2019assurances italiennes, le soutien des assureurs en tant qu\u2019investisseurs institutionnels sera d\u00e9terminant dans des secteurs cl\u00e9s tels que <span style=\"color: #000000;\">l\u2019intelligence artificielle, la robotique m\u00e9dicale et la long\u00e9vit\u00e9<\/span>, capables de rendre la sant\u00e9 plus durable et personnalis\u00e9e. L\u2019objectif est d\u2019atteindre environ 800 milliards d\u2019euros d\u2019investissements suppl\u00e9mentaires par an jusqu\u2019en 2030.<\/p>\n<p style=\"font-weight: 400;\"><span style=\"color: #000000;\">Intelligence artificielle.<\/span><br \/>\nCette technologie a d\u00e9j\u00e0 d\u00e9montr\u00e9 son potentiel pour soutenir le diagnostic pr\u00e9coce, gr\u00e2ce au suivi des donn\u00e9es et des param\u00e8tres vitaux collect\u00e9s par des dispositifs portables et des applications mobiles. Ces outils peuvent r\u00e9duire les hospitalisations et simplifier le suivi des patients.<\/p>\n<p style=\"font-weight: 400;\"><span style=\"color: #000000;\">Robotique et long\u00e9vit\u00e9.<\/span><br \/>\nUn secteur en forte croissance concerne l\u2019utilisation de la robotique dans le domaine de la sant\u00e9, avec des applications allant des robots chirurgicaux de haute pr\u00e9cision aux dispositifs autonomes pour les laboratoires et le diagnostic avanc\u00e9.<br \/>\nEnfin, le rapport met en avant la long\u00e9vit\u00e9, c\u2019est-\u00e0-dire les technologies et outils visant \u00e0 accro\u00eetre l\u2019esp\u00e9rance de vie tout en pr\u00e9servant la sant\u00e9, en combinant diagnostic pr\u00e9coce, traitements cibl\u00e9s et surveillance continue.<\/p>\n<p style=\"font-weight: 400;\"><span style=\"color: #000000;\">Perspectives pour les assurances.<\/span><br \/>\nLe r\u00f4le des compagnies d\u2019assurances dans la sant\u00e9 num\u00e9rique varie selon le mod\u00e8le \u00e9conomique : les assureurs sant\u00e9 se concentrent sur le diagnostic et les soins, les assureurs vie sur la pr\u00e9vention et le bien-\u00eatre, et les r\u00e9assureurs sur les sinistres et indemnisations.<br \/>\nLes principales opportunit\u00e9s d\u2019investissement \u00e0 long terme incluent des applications bas\u00e9es sur les donn\u00e9es pour personnaliser l\u2019offre, l\u2019\u00e9valuation des risques et la tarification gr\u00e2ce \u00e0 l\u2019intelligence artificielle, ainsi que des mod\u00e8les li\u00e9s aux donn\u00e9es g\u00e9nomiques pour la th\u00e9rapie g\u00e9nique.<\/p>\n<h3 style=\"font-weight: 400; text-align: center;\">Argos Assistance : l\u2019assistance qui allie innovation et proximit\u00e9<\/h3>\n<p style=\"font-weight: 400;\">La transformation technologique ouvre de nouvelles perspectives pour la sant\u00e9, mais ce que les citoyens continuent de demander, c\u2019est une s\u00e9curit\u00e9 imm\u00e9diate, un soutien continu et une proximit\u00e9 humaine. C\u2019est sur ce terrain qu\u2019Argos se distingue.<br \/>\nNotre centrale op\u00e9rationnelle active 24 h\/24 et 7 j\/7, notre r\u00e9seau international de partenaires de sant\u00e9 s\u00e9lectionn\u00e9s et notre attention constante \u00e0 la qualit\u00e9 du service permettent de garantir des solutions rapides et personnalis\u00e9es, o\u00f9 que vous soyez. L\u2019int\u00e9gration d\u2019outils num\u00e9riques dans notre mod\u00e8le op\u00e9rationnel permet d\u2019acc\u00e9l\u00e9rer les proc\u00e9dures et de r\u00e9duire les d\u00e9lais d\u2019intervention, sans jamais perdre de vue la valeur de l\u2019assistance directe \u00e0 la personne.<\/p>\n<h3 style=\"text-align: center;\">Assurez des voyages s\u00fbrs \u00e0 vos clients<\/h3>\n<p><span style=\"text-align: center;\">Scopri i nostri servizi.<\/span><\/p>\n<div  class='avia-button-wrap av-2dkx3z-41b8807fb7d743992eaf24c8b54695a2-wrap avia-button-center  avia-builder-el-2  avia-builder-el-no-sibling '><a href='mailto:operations@argosassistance.com'  class='avia-button av-2dkx3z-41b8807fb7d743992eaf24c8b54695a2 av-link-btn avia-icon_select-no avia-size-medium avia-position-center avia-color-theme-color'   aria-label=\"Contactez-nous\"><span class='avia_iconbox_title' >Contactez-nous<\/span><\/a><\/div>\n<\/div><\/section><br \/>\n<section  class='av_textblock_section av-mazf1rad-39480c255c9050faf7eb4a39cbf16a68 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" >\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-akv1v-dbe4a5ec86943665995332682aa11466\">\n.av_font_icon.av-akv1v-dbe4a5ec86943665995332682aa11466 .av-icon-char{\nfont-size:40px;\nline-height:40px;\n}\n<\/style>\n<span  class='av_font_icon av-akv1v-dbe4a5ec86943665995332682aa11466 avia_animate_when_visible av-icon-style- avia-icon-pos-center avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='https:\/\/www.argosassistance.com\/fr\/news\/'   class='av-icon-char' data-av_icon='\ue870' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" ><\/a><\/span>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-7nx96-33a8d31cedb74fcc2b77ec4a657dd938\">\n.flex_column.av-7nx96-33a8d31cedb74fcc2b77ec4a657dd938{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-7nx96-33a8d31cedb74fcc2b77ec4a657dd938 av_one_third  avia-builder-el-5  el_after_av_two_third  avia-builder-el-last  flex_column_div av-zero-column-padding  '     ><div  id=\"avia-magazine-1\"  class='av-magazine av-k1t3e5gg-ff47c385b2aee260e9b8940a69d9e329 av-magazine-top-bar-active av-magazine-tabs-active  avia-builder-el-6  avia-builder-el-no-sibling   avia-builder-el-6  avia-builder-el-no-sibling ' ><div class='av-magazine-top-bar '><\/div><div class='av-magazine-group sort_all'><article class='av-magazine-entry av-magazine-entry-id-5718 av-magazine-format-standard av-magazine-type-post av-magazine-entry-1 av-magazine-entry-small '  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class=\"av-magazine-thumbnail\"><a 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src=\"https:\/\/www.argosassistance.com\/wp-content\/uploads\/2026\/04\/Argos_26_apr3-80x80.jpg\" class=\"wp-image-5625 avia-img-lazy-loading-not-5625 attachment-thumbnail size-thumbnail wp-post-image\" alt=\"Maxi yacht e nuove regole\" srcset=\"https:\/\/www.argosassistance.com\/wp-content\/uploads\/2026\/04\/Argos_26_apr3-80x80.jpg 80w, https:\/\/www.argosassistance.com\/wp-content\/uploads\/2026\/04\/Argos_26_apr3-36x36.jpg 36w, https:\/\/www.argosassistance.com\/wp-content\/uploads\/2026\/04\/Argos_26_apr3-180x180.jpg 180w\" sizes=\"(max-width: 80px) 100vw, 80px\" \/><\/a><\/div><div class=\"av-magazine-content-wrap\"><header class=\"entry-content-header\" aria-label=\"Articles : Maxi-yachts et nouvelles r\u00e8gles : impacts sur le tourisme nautique\"><time class='av-magazine-time updated'  itemprop=\"datePublished\" datetime=\"2026-04-30T09:29:07+02:00\" >30 avril 2026<\/time><h3 class='av-magazine-title entry-title '  itemprop=\"headline\" ><a 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src=\"https:\/\/www.argosassistance.com\/wp-content\/uploads\/2026\/03\/Argos_26_apr2-80x80.jpg\" class=\"wp-image-5587 avia-img-lazy-loading-not-5587 attachment-thumbnail size-thumbnail wp-post-image\" alt=\"Salone del Mobile 2026\" srcset=\"https:\/\/www.argosassistance.com\/wp-content\/uploads\/2026\/03\/Argos_26_apr2-80x80.jpg 80w, https:\/\/www.argosassistance.com\/wp-content\/uploads\/2026\/03\/Argos_26_apr2-36x36.jpg 36w, https:\/\/www.argosassistance.com\/wp-content\/uploads\/2026\/03\/Argos_26_apr2-180x180.jpg 180w\" sizes=\"(max-width: 80px) 100vw, 80px\" \/><\/a><\/div><div class=\"av-magazine-content-wrap\"><header class=\"entry-content-header\" aria-label=\"Articles : Salone del Mobile 2026: Milan, laboratoire du design\"><time class='av-magazine-time updated'  itemprop=\"datePublished\" datetime=\"2026-04-23T09:29:07+02:00\" >23 avril 2026<\/time><h3 class='av-magazine-title entry-title '  itemprop=\"headline\" ><a 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grandir<\/a><\/h3><\/header><\/div><footer class=\"entry-footer\"><\/footer><\/article><article class='av-magazine-entry av-magazine-entry-id-5511 av-magazine-format-standard av-magazine-type-post av-magazine-entry-6 av-magazine-entry-small '  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class=\"av-magazine-thumbnail\"><a href='https:\/\/www.argosassistance.com\/fr\/du-trentin-a-la-suede-un-rapatriement-sans-interruption\/' title='Lier vers : Du Trentin \u00e0 la Su\u00e8de : un rapatriement sans interruption' class='av-magazine-thumbnail-link'><img decoding=\"async\" width=\"80\" height=\"80\" src=\"https:\/\/www.argosassistance.com\/wp-content\/uploads\/2026\/03\/Argos_26_mar3-80x80.jpg\" class=\"wp-image-5518 avia-img-lazy-loading-not-5518 attachment-thumbnail size-thumbnail wp-post-image\" alt=\"Dal Trentino alla Svezia un rimpatrio senza interruzioni\" srcset=\"https:\/\/www.argosassistance.com\/wp-content\/uploads\/2026\/03\/Argos_26_mar3-80x80.jpg 80w, https:\/\/www.argosassistance.com\/wp-content\/uploads\/2026\/03\/Argos_26_mar3-36x36.jpg 36w, https:\/\/www.argosassistance.com\/wp-content\/uploads\/2026\/03\/Argos_26_mar3-180x180.jpg 180w\" sizes=\"(max-width: 80px) 100vw, 80px\" \/><\/a><\/div><div class=\"av-magazine-content-wrap\"><header class=\"entry-content-header\" aria-label=\"Articles : Du Trentin \u00e0 la Su\u00e8de : un rapatriement sans interruption\"><time class='av-magazine-time updated'  itemprop=\"datePublished\" datetime=\"2026-03-31T09:29:07+02:00\" >31 mars 2026<\/time><h3 class='av-magazine-title entry-title '  itemprop=\"headline\" ><a href='https:\/\/www.argosassistance.com\/fr\/du-trentin-a-la-suede-un-rapatriement-sans-interruption\/' title='Lier vers : Du Trentin \u00e0 la Su\u00e8de : un rapatriement sans interruption'>Du Trentin \u00e0 la Su\u00e8de : un rapatriement sans interruption<\/a><\/h3><\/header><\/div><footer class=\"entry-footer\"><\/footer><\/article><article class='av-magazine-entry av-magazine-entry-id-5441 av-magazine-format-standard av-magazine-type-post av-magazine-entry-7 av-magazine-entry-small '  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class=\"av-magazine-thumbnail\"><a href='https:\/\/www.argosassistance.com\/fr\/tourisme-litalie-deuxieme-pour-les-presences-internationales\/' title='Lier vers : Tourisme: l\u2019Italie deuxi\u00e8me pour les pr\u00e9sences internationales' class='av-magazine-thumbnail-link'><img decoding=\"async\" width=\"80\" height=\"80\" src=\"https:\/\/www.argosassistance.com\/wp-content\/uploads\/2026\/03\/Argos_26_mar2-80x80.jpg\" class=\"wp-image-5478 avia-img-lazy-loading-not-5478 attachment-thumbnail size-thumbnail wp-post-image\" alt=\"Turismo: Italia seconda\" 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pr\u00e9sences internationales<\/a><\/h3><\/header><\/div><footer class=\"entry-footer\"><\/footer><\/article><article class='av-magazine-entry av-magazine-entry-id-5472 av-magazine-format-standard av-magazine-type-post av-magazine-entry-8 av-magazine-entry-small '  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class=\"av-magazine-thumbnail\"><a href='https:\/\/www.argosassistance.com\/fr\/paques-et-voyages-des-destinations-a-decouvrir-au-printemps\/' title='Lier vers : P\u00e2ques et voyages : des destinations \u00e0 d\u00e9couvrir au printemps' class='av-magazine-thumbnail-link'><img decoding=\"async\" width=\"80\" height=\"80\" src=\"https:\/\/www.argosassistance.com\/wp-content\/uploads\/2026\/02\/Argos_26_mar1-80x80.jpg\" class=\"wp-image-5446 avia-img-lazy-loading-not-5446 attachment-thumbnail size-thumbnail wp-post-image\" alt=\"Pasqua e viaggi\" 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europ\u00e9ennes<\/a><\/h3><\/header><\/div><footer class=\"entry-footer\"><\/footer><\/article><article class='av-magazine-entry av-magazine-entry-id-5369 av-magazine-format-standard av-magazine-type-post av-magazine-entry-10 av-magazine-entry-small '  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class=\"av-magazine-thumbnail\"><a href='https:\/\/www.argosassistance.com\/fr\/rome-la-destination-la-plus-romantique-du-monde\/' title='Lier vers : Rome : la destination la plus romantique du monde' class='av-magazine-thumbnail-link'><img decoding=\"async\" width=\"80\" height=\"80\" src=\"https:\/\/www.argosassistance.com\/wp-content\/uploads\/2026\/02\/Argos_26_feb2-80x80.jpg\" class=\"wp-image-5374 avia-img-lazy-loading-not-5374 attachment-thumbnail size-thumbnail wp-post-image\" alt=\"Roma: la destinazione pi\u00f9 romantica del mondo\" srcset=\"https:\/\/www.argosassistance.com\/wp-content\/uploads\/2026\/02\/Argos_26_feb2-80x80.jpg 80w, https:\/\/www.argosassistance.com\/wp-content\/uploads\/2026\/02\/Argos_26_feb2-36x36.jpg 36w, https:\/\/www.argosassistance.com\/wp-content\/uploads\/2026\/02\/Argos_26_feb2-180x180.jpg 180w\" sizes=\"(max-width: 80px) 100vw, 80px\" \/><\/a><\/div><div class=\"av-magazine-content-wrap\"><header class=\"entry-content-header\" aria-label=\"Articles : Rome : la destination la plus romantique du monde\"><time class='av-magazine-time updated'  itemprop=\"datePublished\" datetime=\"2026-02-18T09:29:07+01:00\" >18 f\u00e9vrier 2026<\/time><h3 class='av-magazine-title entry-title '  itemprop=\"headline\" ><a href='https:\/\/www.argosassistance.com\/fr\/rome-la-destination-la-plus-romantique-du-monde\/' title='Lier vers : Rome : la destination la plus romantique du monde'>Rome : la destination la plus romantique du monde<\/a><\/h3><\/header><\/div><footer class=\"entry-footer\"><\/footer><\/article><\/div><\/div><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Selon la Fondation Gimbe, en 2024, les d\u00e9penses publiques de sant\u00e9 en Italie se sont arr\u00eat\u00e9es \u00e0 6,3 % du PIB, le niveau le plus bas du G7 et inf\u00e9rieur \u00e0 la moyenne de l\u2019OCDE (7,1 %) et de l\u2019UE (6,9 %). <\/p>\n","protected":false},"author":1,"featured_media":4810,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[877],"tags":[928,906,936,1032,937,1031],"class_list":["post-4803","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-non-categorise","tag-ai-fr","tag-assistance-medicale","tag-intelligence-artificielle","tag-robotique-medicale","tag-sante","tag-sante-numerique"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Sant\u00e9 num\u00e9rique et assurances - Argos Assistance<\/title>\n<meta name=\"description\" content=\"Sant\u00e9 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